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Finance and treasury

Cash Flow Agent

It can reconcile banks, review cash flow, prioritize payments, support collections, explain variances and prepare financial evidence, focused on cash flow. It works with authorized system context, connected tools and verifiable evidence before closing or escalating a case.

Supports the team in cash flow: understands requests, checks sources, prepares recommendations and executes only actions allowed by permissions and policies.

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Signals, actions and outputs

This model keeps the agent from being just a conversation: it defines what it reads, what it can execute and what it leaves ready for the team.

Input signals

  • Cash flow requests or alerts
  • Cash flow operating data
  • Finance ERP
  • Variance thresholds

Connected tools

  • Report generator
  • Approval inbox
  • ERP lookup
  • Banking API

Agent actions

  • Classifies the request within cash flow and determines urgency, owner and confidence level.
  • Checks report generator and approval inbox before recommending or preparing an action.
  • Prepares drafts, tasks, alerts or updates so the team can act faster.
  • Prepares a review packet for treasury or accounting when the amount exceeds tolerance, an unreconciled variance remains or cash flow support is missing.

Operating outputs

  • Actionable cash flow summary with cited sources
  • Recommendation with confidence, owner and next step
  • Evidence ready for review, audit or operational follow-up

How the agent operates

The cycle starts with context, applies rules, executes actions and ends with reviewable evidence.

01

Reads context

Checks authorized sources, messages, documents or process data.

02

Reasons with limits

Uses guardrails, thresholds and policies to prioritize and decide next steps.

03

Acts or escalates

Runs an automation, prepares an answer or assigns the case to an owner.

04

Leaves evidence

Stores summaries, decisions, errors, files and session traceability.

Operating governance

Guardrails

  • Payments, balances, invoices or cash flow adjustments require treasury approval before execution.
  • Uses only authorized report generator & approval inbox; records amount, account, date, source and owner.
  • Does not execute payments, reversals, final reconciliations or accounting adjustments; delivers a traceable recommendation for cash flow.

Channels

  • Operations inbox
  • Finance email
  • Microsoft Teams

Human handoff

Hands off to treasury or accounting when the amount exceeds tolerance, an unreconciled variance remains or cash flow support is missing.

Evidence

Each interaction can stay linked to session, execution, user, source consulted and proposed or executed action.

Applied real-world pattern

Based on real finance-agent patterns: preparing data, explaining variances, recommending actions and keeping human approval for closes, payments and adjustments.

Finance ERP
Banks and statements
Invoices and purchase orders
Treasury email

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Review Cash Flow Agent with a real process

We validate sources, permissions, available tools and escalation criteria before proposing the first deployment.

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